Your credit score is a number that reflects your financial history and behaviour. It can affect your ability to borrow money, get a mortgage, rent an apartment, or even get a job. A good credit score can help you access better loan deals and save money on interest rates. A bad credit score can limit … How to Maintain a Good Credit Score
Today I’m going to share with you some statistics on how much Australians spend at Christmas time, how much of it is put on credit cards, and 5 ways on how we can avoid overspending during the silly season. Let’s get started! Christmas is a wonderful time of the year, full of joy, laughter, and … Not Going Silly This Christmas Season
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_text admin_label=”Text” _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]Although using credit cards to make purchases may seem convenient, they can also be a trap that causes you to accumulate debt and pay excessive fees and interest. Millions of people in Australia are impacted by the serious issue of credit card debt. … Why YOU Should Avoid Using Credit Cards at All Costs
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years can compound to something meaningful. Let’s go through some of the ways … 8 tips to save money on your bills
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] The days leading to Christmas, holidays and celebrations are exciting, frenetic times. They’re a whirl of parties and social engagements, gifts and food to be purchased and travel arranged. The rush to get things organised builds into a great festive crescendo then…well, … Dealing with Post-Christmas Blues
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services. Afterpay, Zip Pay and several similar payment solutions allow shoppers to take home their goodies now while paying them off via a few weekly, fortnightly or … Being Sensible with Buy Now Pay Later this Silly Season
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] Now and then, Jodi borrowed $100 from her parents. She’s good for it, and always paid it back, but her situation was not uncommon. [/et_pb_text][et_pb_image _builder_version=”4.6.0″ _module_preset=”default” alt=”Chart illustrating top lenders in the Australian market with the Bank of Mum and Dad … You can break the pay-to-pay cycle
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years can compound to something meaningful. Let’s go through some of the ways … Eight Tips To Save Money On Your Bills
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] Australians were introduced to credit cards way back in 1974. Since then, we have embraced the plastic-fantastic with much enthusiasm, and why not? Credit cards meant no waiting; purchases went home immediately and were paid-off in monthly instalments – what could be … Are credit cards the new seniors card?
[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column _builder_version=”4.6.0″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] This is a follow up to the original post “Paying for your holiday after it’s over” We all need something to look forward to and for many people the lure of discount airfares and package deals are irresistible; others have luxury holidays … Holidays without financial baggage
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