Financial Planning

Keep away Pests in Autumn – Superior Pest Solutions

As Queensland undergoes a seasonal transformation into Autumn, pests become more apparent than ever. While the cooler temperatures and wet weather might bring relief from the scorching heat, they also herald an uptick in pest activity. From termites seeking shelter in homes and businesses to mosquitoes and flies thriving amidst fallen leaves, autumn presents its Keep away Pests in Autumn – Superior Pest Solutions

Is Tax Deductible Financial Advice Coming?

The TD2023/D4 is a draft legislation that proposes to change the way tax advice is treated in Australia. It aims to simplify the tax system and make it more transparent and fairer for taxpayers and advisers. One of the main changes is that tax advice fees may become tax deductible under certain conditions. This could Is Tax Deductible Financial Advice Coming?

Super Contribution Caps to Increase From FY24

Superannuation Contribution Caps FY24 Change

You might find it interesting to know that, starting on July 1, 2024, the annual contribution caps for superannuation, which you may be using to save for retirement, will rise. This implies that you can increase the amount you contribute to your super and take advantage of the tax benefits. The maximum amount that you Super Contribution Caps to Increase From FY24

Why Does Most Overtime Pay Go to Tax? (Tax Tables)

Caclulator on books

Australian tax tables are tools that help you work out how much tax to withhold from payments you make to your employees or other payees. They are based on the tax rates and thresholds for Australian residents for different income years. There are different tax tables for weekly, fortnightly, monthly, and daily/casual workers. These tax Why Does Most Overtime Pay Go to Tax? (Tax Tables)

Understanding Private Health Insurance in Australia

Ambulance at Hospital

Private health insurance is divided into three areas, hospital, extras, and ambulance. Hospital cover – Treated as a private patient in a private or public hospital and can choose your own doctor, private hospitals tend to provide faster access. Extras cover – Can claim for a range of day-to-day services such as glasses, dental treatments, Understanding Private Health Insurance in Australia

Benefits of Using a Mortgage Broker with Greatmoore Finance

It’s your choice to have choice… So why are 70% of Australian borrowers using mortgage brokers instead of going direct to their bank for finance? Good question. Below dispels some of the myths around engaging a mortgage broker and why many clients are adding a mortgage broker to their list of trusted professionals. Myth Number Benefits of Using a Mortgage Broker with Greatmoore Finance

Understanding the Child Care Subsidy (CCS)

CCS Calculator with estimated payments

The Child Care Subsidy (CCS) is a payment from the Australian Government that helps families with the cost of child care. To be eligible for CCS, you must: – Care for a child aged 13 or younger who is not attending secondary school, unless an exemption applies. – Use an approved childcare service. – Be Understanding the Child Care Subsidy (CCS)

What happens when you die in Queensland without a Will?

Online Death Certificate Website QLD Queensland

If you die without a valid Will in Queensland, your estate will be distributed according to the rules of intestacy. This means that the law decides who gets what, and how much, from your assets and belongings. This may not reflect your wishes or the needs of your family and loved ones. The rules of What happens when you die in Queensland without a Will?

Understanding Super Guarantee: Ordinary Time Earnings

Couple saving money by setting and completing financial goals

Understanding Super Guarantee: What You Need to Know About Ordinary Time Earnings The phrase “Super Guarantee” is often used in relation to financial planning and employment benefits. However, in spite of its importance, there appears to be an overall misunderstanding regarding how it works. The key idea here is Ordinary Time Earnings (OTE), which is Understanding Super Guarantee: Ordinary Time Earnings

The New Stage 3 Tax Cuts: What You Need to Know

Australian taxpayers may be aware of the upcoming stage 3 tax cuts, which are scheduled to take effect on July 1, 2024. These tax breaks are a part of a larger tax reform programme that was first unveiled in 2018 and 2019 by the Coalition government and has since been updated by Prime Minister Anthony The New Stage 3 Tax Cuts: What You Need to Know

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