Financial Planning

Choosing Home: Pros and Cons of Houses and Apartments

House next to river and mountains compared to street of apartments next to mountains

You may be debating between an apartment and a house if you are looking for real estate. Every alternative has advantages and disadvantages, and your choice will rely on your preferences, lifestyle, and financial situation. We’ll analyse some of the key factors that influence the worth and satisfaction of having a home vs an apartment Choosing Home: Pros and Cons of Houses and Apartments

Franked and Unfranked Dividends: What are they?

If you are an investor who receives dividends from Australian companies, you may have heard of the terms franked and unfranked dividends. But what do they mean and how do they affect your tax liability? We will explain the difference between franked and unfranked dividends and how they are taxed in Australia. Franked dividends are Franked and Unfranked Dividends: What are they?

How to Maintain a Good Credit Score

Credit score with ascending green arrow behind

Your credit score is a number that reflects your financial history and behaviour. It can affect your ability to borrow money, get a mortgage, rent an apartment, or even get a job. A good credit score can help you access better loan deals and save money on interest rates. A bad credit score can limit How to Maintain a Good Credit Score

Economic Update Dec 2023

RBA Cash Rate Graph

We got a pause on interest rate rises with the meeting in December and a change in language as well, with Michelle mentioning “whether further tightening is required…” This notion that we might be through the rate tightening cycle saw a small fall in long duration bond yields (10 year bonds) with them now sitting Economic Update Dec 2023

Zombie Companies

Unlike what your imagination takes you to, a Zombie company is not a flesh-eating corporate monopoly feasting on its customers for all their worth. (*cough Telstra) A zombie company is a company that needs bailouts in order to operate, or an indebted company that is able to repay the interest on its debts but not Zombie Companies

November Economic Update

Rates The Federal Open Market Committee (FOMC) decided not to change the federal funds rate after its meeting in December. With market expectations pointing to a 90 basis point reduction and a 50% chance of the first cut happening in May, this decision sparked discussions about potential rate cuts in 2024. The market’s belief that November Economic Update

Not Going Silly This Christmas Season

Today I’m going to share with you some statistics on how much Australians spend at Christmas time, how much of it is put on credit cards, and 5 ways on how we can avoid overspending during the silly season. Let’s get started! Christmas is a wonderful time of the year, full of joy, laughter, and Not Going Silly This Christmas Season

Dealership Dilemmas: Choosing Expert Detailers for Car Care

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The Ultimate Guide for Setting Personal Financial Goals

[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” text_orientation=”justified”] How to set your financial goals The only wrong way to set a goal is to not set a goal at all. So today I want to introduce two different frameworks you can use to help set your own goals and give them The Ultimate Guide for Setting Personal Financial Goals

Unpacking the KFC Australia Class Action Lawsuit

[et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_text _builder_version=”4.6.0″ _module_preset=”default” text_orientation=”justified”] KFC Australia is currently under a Class Action Investigation by Shine Lawyers. The reason for the investigation is that workers are not getting their paid 10-minute breaks. Under the Fast Food Industry Award, workers are entitled to 2 ten minute paid breaks for shifts Unpacking the KFC Australia Class Action Lawsuit

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